One-click installment plans and postponement offers for credit-card payments
Is your bank offering installment plans on high-value credit card purchases? Wouldn’t it be nice if this great financial tool was so easy to use, any cardholder could activate a custom installment plan on any purchase, or conveniently postpone any payment for a fee?
PaymentNinja does just that, creating convenience for cardholders and extra revenue for banks.
Once the card processing system identifies a transaction eligible for an installment plan or postponement, PaymentNinja automatically sends out a mobile offer. Cardholders can view these offers on any mobile with a web browser, and easily choose between various payment plan options. No cryptic SMS to write, no calls to make, no transaction codes to remember.
Unlike SMS-only offers, PaymentNinja provides detailed information about the transaction, including payment terms and costs, allowing consumers to make more informed decisions, and markedly reducing the number of complaints.