PhonoClick helps banks verify mobile numbers before delivering one time passwords with SMS.
PhonoClick provides everything needed for secure mobile access to full online banking from any mobile device, even those not yet on the market.
PhonoClick two-factor security client is a mobile application that runs on any mobile device, including the iPhone.

Directs customers to closest branch or ATM. Increases ATM revenue, decreases commissions paid to competitors for use of their ATMs.
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With access to customer's location and shopping intent, banks can now make irresistable offers to cardholders.

Would being able to reach any customer any time let marketers devise better campaigns?

Receives loan and card applications over the phone, SMS, web, mobile web, and other channels.
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Collects email addresses of bank customers, and gets their explicit instructions to receive statements by email, instead of printed paper.

Calls anyone, asks anything, sends customized messages, pushes mobile online forms, collects responses.

Advanced automated interactions to improve collection efficiency.

Instantly reaches customers to verify transactions. Helps catch fraudulent activity within seconds.
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